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	J. Patrick Short
	Kenneth E. Tebbetts

Or Call (248) 553-9040

J. Patrick Short is the President and Account Executive of Benefit Services Group, Inc. He has over 30 years of employee benefits experience and will bring the benefit of his broad knowledge and expertise to every client, both large and small. As a President and Account Executive, Pat has assisted his clients with the design, installation and communication of their employee benefit plans and helped them in making their plans cost-effective and value-driven. In this ever-changing market, it is vital that employers be as well informed as possible, so that they can make the best possible decisions for their companies and their employees. This is where Pat can be a valuable resource to any employer who is considering making any change to their companies benefit plans.

J. Patrick Short, L.I.C. graduated from Ferris State University in Big Rapids Michigan with a Bachelors of Arts degree in 1969. He completed Officers Candidate School as a Second Lieutenant in the U.S. Army.

Mr. Short began his insurance career with the Metropolitan Life Insurance Company in the Employee Benefits / Group Division in 1969. He progressed from contract analysis, to account service representative and on to group marketing. His main responsibility was labor related and national accounts. His other experience includes working for Massachusetts Mutual in the Home Offices in Cleveland, Cincinnati and Detroit. He ran a third-party administration and self-funding for Paul F. Livingston Associates. Blue Cross and Blue Shield of Michigan used his expertise for developing major accounts.

Credentials:

Insurance Industry Training:

Insurance Industry Involvement:

Pat has served as a member and / or board member for the following professional groups:

	American Association of Insurance Management Consultant
	National Association of Health Underwriter
	Health Insurance Association of America
	Employers Council of Flexible Compensation
	Society of Professional Benefit Administrators
	Life Insurance Counselor
	Certified Blue Cross and Blue Shield of Michigan Representative
	Michigan Health Benefits Network, Inc.
	Certified Employee Benefits Specialist Association
	Chartered Benefit Consultant
	Certified Health Alliance Representative
	Certified Health Plus Representative

  Or Call (248) 553-9040

Kenneth E. Tebbetts has over 30 years of employee benefits experience and will bring the benefit of his broad knowledge and expertise to every client, both large and small. As a Account Executive, Ken has assisted his clients with the design, installation and communication of their employee benefit plans and helped them in making their plans cost-effective and value-driven. In this ever-changing market, it is vital that employers be as well informed as possible, so that they can make the best possible decisions for their companies and their employees. This is where Ken can be a valuable resource to any employer who is considering making any change to their companies benefit plans.

Credentials: Bachelor of Science in Business Administration from Ferris State University; Ken also held various sales positions with John Hancock Life, Confederation Life, and General American Life.

Insurance Industry Training: Completion of several CLU courses; also completed several courses in the Certified Employee Benefit Specialist (CEBS) Curriculum, as well as many continuing education courses.

Insurance Industry Involvement: Ken has served as a member of several professional organizations, including the Michigan Group Representatives Association and the Greater Detroit Life Underwriters Associations. He also serves on the Agent Advisory Councils for several insurance companies and local associations.